How to Choose a Bank That is Right For You and Your Business
Your success in getting a Bank to support a request for finance you may need does depend upon you choosing the right Bank in the first place. Even if you dont initially intend to borrow any money, you should keep this possibility in mind when you are researching the market for the right Bank.
With competition increasing you can get some good deals if you are prepared to shop around. Also, dont pass over the Banks which offer only telephone or Internet Banking for small businesses. If you operate a very small and simple business then an Internet only Bank account may be right for you.
So where should you look and what criteria should you use when searching for a Bank for your small business?
Your Existing Bank
If the Bank where you have your personal account offers business banking facilities then this may be a good place to start. You already know their level of service (good or bad!), the layout of the branch and perhaps some of the staff if you are lucky! This can make the whole process of opening a new account much easier.
But dont open your business account at the...
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