Did you know that over 50% of all people living in Arkansas report that their health insurance premiums are a severe financial burden? And did you know that approximately 17% of all Arkansas residents cannot afford health care coverage at all?
There are a few rays of good news, however. If you have been denied health insurance because you have a pre-existing condition or if you have a medical condition which makes your insurance overly expensive, the state of Arkansas has a special insurance program known as CHIP, or the Comprehensive Health Insurance Pool.
This program is not based on income; anyone with a pre-existing medical condition may be able to qualify. To find out if you qualify go to: http://www.chiparkansas.org
The rest of us still need to compare low cost health insurance so that we can find a decent policy at a price we can afford. Fortunately there are several things we can do to keep the cost of health insurance affordable.
Start with your copay. This is the percentage of each doctor’s office visit and other health costs that you will pay out of your own pocket. If you can afford to increase your copay from 25% to 50% you will...
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