In Washington State homeowners should know what is and isnt covered in their insurance policies. One thing that homeowner insurance companies in Washington State typically dont include in their coverage is flood damage. If a homeowner is concerned about the threat of a flood, they need to speak to their agent about adding that on.
In addition, there are some things that may be included that arent warranted for a particular situation. If you are looking for low cost homeowners insurance be aware that the quote you are given may include the following:
Credit card coverage. Some homeowners insurance policies automatically protect homeowners if their credit card is stolen from the house. If you already have an agreement in place with your credit card company concerning your liability if this should happen, ask about having that coverage removed.
Slip and fall coverage. Virtually every home owner insurance policy has coverage for accidents. If someone hurts themselves while on your property you are covered. Find out the level of this coverage. It is designed to cover medical costs of an injured party. If it seems too high, ask about having it lowered. This can...
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