Buying life insurance can be viewed as a noble act since the person buying it will never directly benefit from it. But whether you consider the purchase of a life insurance policy a shining example of goodness and selflessness or not, the fact remains that it still makes good sense to compare low cost life insurance policies in order to get the best policy at the lowest price.
Fortunately there are a few simple things you can do which will help to keep the cost of your life insurance policy low, but before we look at those it would be a good idea to quickly review the two primary types of life insurance so you can better decide which one is right for you.
Before you can buy a life insurance policy you’ll be asked to choose between a whole life policy or a term policy.
On the surface a term policy might look like the better choice because the initial monthly premium on it will be lower that the premium of a same-size whole life policy. But initial cost isn’t everything.
A term life policy expires every few years. And each time it does you’ll need to buy a new policy if you want to continue being covered by life insurance. The catch...
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