People are generally unaware that you can consolidate your debt online and only consider working with counseling agencies that are either far away or offer rates that are not very competitive.
If you wish to consolidate your debt, you can do it from home! Many financial websites can guide your to companies that specialize in debt consolidation and can also give you guidance about managing your money, making a budget and learning to save.
Once you have chosen a debt consolidator online, your counselor will do an assessment of your personal financial situation and instruct you on the best course of action to take.
Once you have decided on which solution is best for your situation they will help you set up your online debt consolidation plan. In order to do this you will need to have your unsecured debt information handy so that you have all of your account numbers and most recent balances easily accessible.
You will also need to have your household income and expenditures together so that you can set up your own personal household budget.
Once your budget is set, you will know how much of your pay can go towards paying down your debt with...
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