Before you can begin your search for affordable life insurance in Nevada you need to decide on what type of life insurance you want to purchase: whole life insurance or term life insurance.
Whole life insurance is an insurance policy that you keep for your whole life. Whatever the premium is at the time you take out the policy based in part on the amount of coverage and your age that premium remains constant for life.
With a term policy your coverage lasts for a certain number of years the term of the policy and then the policy expires and your coverage ends.
Initially term life insurance may seem like the better deal because youll initially pay a lower monthly premium for basically the same coverage as youd get in a whole life policy. But at some point your term insurance will expire and then youll need to buy another policy with a new and higher age-based premium. The purchaser of a whole life policy, however, continues paying the same level premium for life.
While several things affect the cost of your insurance, there are two primary determining factors for the monthly cost of your life insurance: the amount of your coverage and your age at...
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