How to Find the Best Balance Transfer Credit Cards

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Finding the best balance transfer credit cards is not as difficult as you might think. In fact, there are a number of balance transfer credit cards to select from, making the most difficult part deciding which one of the great deals you should take advantage of.

Balance Transfer Credit Card Interest Rates

Since you are looking for a card to transfer your current balances to, you most likely do not intend to pay the balance off in full at the end of the billing cycle. Therefore, you want a card with a low interest rate. Ideally, you should find a card offering a 0.00% introductory rate. The longer this introductory period lasts, the better. Be aware that the interest rate can go sky high on some cards after the introductory period is complete. So, pay special attention to what the interest rate will be after the introductory period is over. The best balance transfer credit cards will keep the introductory rate on your transferred balanced until you pay it off in its entirety.

If you do choose to get a balance transfer credit card that has a low APR for a limited time, be sure to pay off the balance before the introductory period is over. This way,...

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