Whatever you do, don’t try driving a car in Florida without insurance. The state of Florida keeps track of every vehicle registered in the state and the moment one of those vehicles is uninsured the state is notified. The penalties for driving without insurance can be severe and the risk simply isnt worth it.
It is much better instead to simply find affordable car insurance and, fortunately, that is possible for most Florida drivers.
If you want to keep your car insurance rates low then you’re going to have to do your part by driving safely and within the law at all times. If you get a speeding ticket or any moving violation then you’re not going to get the lowest possible rates on your insurance.
Even worse is a conviction for Driving Under the Influence (DUI) or a conviction for Driving While Intoxicated (DWI). A first conviction for either of those offenses and your car insurance rates will go sky-high. If you are convicted of a second offense you will be scrambling to get any car insurance you can in the high-risk insurance pool at whatever price they want to charge you.
A few positive things you can do to keep your car...
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