Health insurance is expensive everywhere. The fact is, according to the U.S. Census Bureau over 50% of all Iowans report that paying for health insurance puts a severe financial strain on their monthly budget and close to 17% of all Iowa residents can’t afford health insurance coverage at all.
The numbers are frightening. Luckily there are a few steps you can take to bring the cost of health insurance down and keep you and your family covered.
Start by not smoking. Smokers pay a lot more for health insurance than non-smokers. If you smoked when you first took out your policy but have since quit talk to your agent as you should be able to get your premiums reduced possibly substantially.
Most Americans are overweight and losing weight is one of the most difficult things for people to do. However, part of your health insurance premium will be based on your BMI which stands for Body Mass Index. This is a fancy way of saying that the more overweight you are the more you’ll pay for your insurance.
But it really is worth the effort to lose even a few pounds. If you can drop even one rung on the BMI scale you could save premium dollars month...
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