If you are a good driver the state of New Hampshire rewards you by not requiring that you purchase car insurance. New Hampshire is one of just a very select number of states that does not require its good drivers to purchase car insurance.
Naturally, if you finance your car then the institution which made your car loan has every right to force you to purchase car insurance. Keep in mind, however, that you are not required to purchase any particular car insurance from any particular carrier.
There are other ways in which you can be forced to purchase car insurance in New Hampshire. For example, since only good drivers are exempt from the requirement to purchase car insurance, it stands to reason that bad driving is a sure way to guarantee that you are forced to pay for car insurance.
A conviction for DWI (Driving While Intoxicated) or a DUI (Driving Under the Influence) conviction forces you to purchase a minimum of 3 years of car insurance. If you are convicted a second time for either of those two offenses you can count on purchasing 5 years of car insurance.
You can also collect points. Points are not a good thing. Collect enough points and you,...
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