If you have recently finished university, getting started in the ‘real world’ can be tough if you don’t have the funds to start on your chosen career path. If you have dreams but don’t have the cash to follow them, then you should look at getting a graduate loan to help you out whilst you find your feet. Here are some hints and tips about how to go about getting a graduate loan and how such a loan could help you.
What are graduate loans?
In essence, graduate loans are just a form of unsecured personal loans. They are for people who have recently finished university and want to get ahead in their career or for any other purpose. Graduate loans usually consist of a lump sum of around 1000 to 25,000 and are repayable over six months to ten years.
What are the advantages?
Although graduate loans are basically unsecured personal loans, because they are for people starting out in their careers, lenders often offer better rates. The interest rate will be lower than regular personal loans, and the amount you can borrow will usually be greater than you could normally secure. However, graduate loans are still based upon your credit...
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