Many people tend to neglect the fact that credit scores are very important in today’s society. This simple three-digit number will significantly affect how you live your life and also your financial status.
By having a good credit score, you will be able to have access to the best loan and credit card deals available today. It will also be an important factor when you want to get a phone line hooked up in your home. Also, some companies prefer to hire people with good credit scores.
Now that you know how important a credit score is, you need to know what credit score is all about and how you can have a good credit score or at least improve your credit score.
Firstly, a credit score is a three-digit number that creditors look at to determine if you are credit worthy. What this means is that this is what most creditors base upon if you will be approved for your loan or credit card application. This will tell them that you will likely pay the loan or the credit card bills on or before the due date.
If you dont pay your bills on time, you will have a bad credit score or credit rating. This is because creditors will report to credit reporting...
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