The price you pay for life insurance depends on your age, your health, and your lifestyle. So if you are older, you have health problems, and you are a smoker, you will always pay more for life insurance than someone who is younger, healthier, and a nonsmoker.
If you cheat on your wife and get caught you will always pay more than someone who cheated on his but didn’t get caught. If you have sex without a condom then you will probably pay a lot more than a geek and never has sex at all ( maybe with his wife ).
That being said, there are ways to lower your life insurance premiums, even if you fall into a higher-risk category. Following are some simple suggestions for life insurance:
1. Quit smoking
This one is definitely a tough one, not only you’ll have to quit this great habit but you’ll have to start exercising otherwise you’ll start eating and get fat.
But this will definitely lower your life insurance.
Some insurance companies charge double the price from smokers.
2. Lose weight
I know it sucks but they will charge you less if you lose weight and besides, you’ll be amazed to know how many...
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