Not having insurance is risky business. It’s an expense that many business owners deem unnecessary, but adequate insurance coverage in times of loss is invaluable. As a small business owner, only you can decide what type of insurance coverage is best for your business. Take stock of the physical and personal property that is essential, and protect your assets with a policy that matches your business’s needs.
Fire, theft, and other emergencies and cause costly interruption to your business activity. Protect your physical business assets with a Business Owner’s Policy or Property Insurance. Additionally, you may want to consider Worker’s Compensation in case employees are injured on the job-check your state’s laws regarding this type of insurance.
All business owners should consider General Liability Insurance in the case of injury to a person or to someone’s property that occurs at your place of business. Entrepreneurs who work in the service sector should also consider Professional Liability Insurance to protect themselves financially against claims of negligence, errors, omissions, or wrongful acts in the performance of their...
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