Insurance For Home Car And Health – The Not So Hidden Importance
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium.
You can purchase insurance from an insurer, the company that sells the insurance, for almost any imaginable risk. The most popular insured risks are: home insurance – to protect against risks of flood, fire, theft, or occupier injury; car insurance to hedge against risk of accidents, theft, or personal injury; and, medical insurance to help safeguard the health of you and your family in times of medical need.
Other forms of more exotic insurance include insuring your pets health, insurance to monetize particular parts of the body like a dancers legs, or insuring a priceless work of art. You may also consider insurance for your business, or the risks associated with owning your own business.
Insurance companies make money by selling large volumes of policies or plans, and spreading the risk of loss across a large...
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