Okay…so you’ve visited countless websites, received instant health insurance quotes and colorful benefit descriptions with enough small print to make you scream…WHAT DOES IT ALL MEAN (and who writes this stuff)!!!
Well we didn’t write it but after years of reading it, we have boiled down the various plans to 5 key elements…and if you understand just these points…you will be able to walk into the California health insurance market with confidence (and a fair amount of sanity left).
Now granted, there are tweaks and twists between the plans, but with the above 5 points, you already have 90% of it…the other 10% you can ask us.
So let’s get started. HMO, PPO, EPO…what does it all mean. We will take a good look at what they are but more importantly…how they affect your care. Let’s take a closer look…
1. Understanding the California insurance network – HMO, PPO, EPO and how it affects you.
HMO…PPO…EPO??? What does it all mean. Well… rather than give you the long version of each term, let’s get to the heart of what each is, and more importantly, how...
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