Are you overwhelmed by retirement planning? If so, you’re not alone.
The process of managing personal finances is both time-consuming and complex. According to the 2005 Employee Benefit Research Institute’s “Retirement Confidence Survey,” 55 percent of workers said they were behind schedule in retirement savings. With so many different companies offering a range of products and services, it’s hard to know where to turn for financial advice.
An increasingly popular choice for investors seeking financial advice is to work with an independent advisor. Choosing an independent advisor in your community can give you access to comprehensive and sophisticated financial planning expertise, combined with a personal relationship and individual attention.
Before making the decision, it is important to understand what specific services independent advisors offer and how they can help you achieve your goals.
Independent advisors typically provide a range of financial services that focus on advice, planning and managing of individual portfolios. They work with financial institutions like Schwab Institutional, a division of Charles...
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