Is It Worthwhile Insuring Your Personalised Number Plate?

| Total Words: 371

There are available insurance schemes covering the loss of personalised number plates , but are they a worthwhile expenditure? Let us look at the potential circumstances which could result in a claim.

The first would be the theft of the registration number on its own.To do this the criminal would nee your vehicle documents ( V5C log book,m.o.t and tax disc ) he would also have to forge your signature and change the address on your V5C.Unless you keep you V5C in the glovebox this is a low risk scenario.

Second would be the theft of the car with the number on it.Once again the thief would need your vehicle documents to be able to transfer the registration.It is no longer possible to obtain a duplicate log book as if someone other than you applies the DVLA will write to you immediately.If the car is not recovered you can get your registration number back through normal DVLA procedures although you will have to wait 12 months.Having insurance will not alter this rule.

Total loss is next.Assuming the car is a write off following an accident it should be easy enough to put the number on retention before you settle with the insurance company , do not part with the...

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