With us Britons enjoying longer and hotter summers every year, we are spending more and more time in and money on our gardens. In fact, according to the Horticultural Trades Association, we spend a staggering 3 billion plus a year on furniture, plants and garden equipment.
However, many of us do not actually realise that our gardens may not be protected by our home insurance in the event of theft, loss or damage.
Its something that probably many of us have not even thought about insuring our garden. But it makes sense to protect our investment. The cost of garden furniture, ornaments, state of the art barbecues etc all soon mount up as we have seen and if something happens, you could find yourself seriously out of pocket.
And no matter how hard we try and protect our gardens, they will never be as secure as our homes, meaning that they are left vulnerable to theft and vandalism.
Recent research from the insurer Direct Line reported that one in ten of homeowners is likely to be a victim of theft from their gardens. They say that the most common items that are stolen are hanging baskets, lawnmowers, gnomes, furniture, tools and even the plants!...
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