With over 1,300 UK credit card providers, the credit card industry in the UK has mushroomed beyond all recognition in the last decade. Nonetheless, much like at any other time during which credit cards have been made available to us in Britain, once we select a credit card provider we rarely change. This does beg the question: Is your UK credit card doing you credit?.
Competitive interest rates
With the publication of the recent Office of Fair Trading report on excess interest and fess being charged by UK credit card issuer, many credit card providers in the UK are now having to re-examine the interest rates they charge. Consequently, it is possible to obtain extremely competitive (for credit card use) interest rates at the moment. Do be left behind, make sure your card provider is offering you the best rate of interest available in the market place.
Minimum fees
Some credit card providers charge their members an annual membership fee. Others charges what are known as hidden fees if they fail to make repayments on time, use an ATM to withdraw money, conduct transactions overseas, etc. However, with the cut-throat nature of the business at the moment,...
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