It’s Too Easy For Budget To Spin Out Of Control
Nowadays, its all too easy for us to live for today and pay for it tomorrow. The vast majority of adults will have some kind of credit line and will pay for things with money they have borrowed and, perhaps, the most worrying thing is that its becoming more accepted in society that if we want it today, we have it today.
There is probably an element of keeping up with the Joness amongst many of us but the problems arise because were not all fortunate enough to be earning at the same high income level as others and thats when trouble can arise.
If you ask people how much income they get each month, most of them will be able to tell you. However, ask them if they know how much they have going out each month in terms of overall expenditure and youll receive a blank look from quite a few who have no idea just how much they spend on a monthly basis.
Many people are simply spending far more than they have coming in and with intense competition for business amongst credit card companies, many of us get seduced into having two, three and sometimes even more than 5 credit cards and are using all of them at...
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