We all know that at some point in our lives the prudent thing to do is to buy some life insurance. Some people have definite ideas as to the type and amount necessary to fulfill their needs. Others find themselves in a decision making dilemma. These people don’t know how much to buy or what type…
You may say the easiest way to go is to ask a life insurance agent. If you know a reputable one that sells for a highly rated company then go for it. If you don’t then here are some guidelines that you may find useful.
Single Persons Insurance Needs
If you are single then the amount of life insurance needed is whatever it will cost to pay off your last expenses including funeral costs. I refer to things like paying off outstanding debt that may leave a loved one holding the bag. Attorneys fees and estate taxes should also be included.
Needs Of A Married Person With Children
A married persons needs are a different matter, especially if there are children involved. Both parents work, more often than not, in todays world. Both help with the maintenance of the household. If either parent dies serious financial problems could come into...
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