Make Savings On Your Car Insurance By Raising The Excess

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Make Savings On Your Car Insurance By Raising The Excess

When buying car insurance, the type and the insurer that you decide to go with will depend on the amount that you are asked to pay in premiums. On saying this, whichever form of insurance you decide to take, whether fully comprehensive or third party fire and theft, you can save money on it if you just follow some simple common sense.

In some cases you save yourself just a few pounds per year, while others will help you shave a hundred or more from your car insurance premiums over the year.

The premium you are quoted and are asked to pay will depend on various factors and one of the factors which can make a big difference to how much you pay in premiums is the amount of excess which you are willing to stand to should you need to make a claim. All companies will ask that you pay so much towards the cost of the repairs to your car and the more you are willing to pay for this, the cheaper the premium will be.

However, when considering this as an option to go for a way to reduce the premiums on your car insurance, you will have to determine if you think the risk would be worthwhile. If your...

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