One goal you may want to set this year is to understand your health plan rules, especially those for prescription medicines. Even if you didn’t change health plans, your plan’s rules may change at any time and in ways that impact your access to medicines and how much you’ll have to pay for them.
While most people have a sense of how to use their insurance for doctor’s visits, many overlook the benefits that cover prescription medicines. These benefits can work differently and have different rules than those for office visits. This may become a problem when you go to the pharmacy to pick up a new prescription and find that you’re having a hard time getting your plan to pay for it.
“A conversation with your pharmacist about the medications you take can be an invaluable resource in making the best use of your health insurance plan’s prescription drug coverage,” said Bruce Roberts, R.Ph., executive vice president and CEO of the National Community Pharmacists Association.
Your Pharmacy Benefit helps consumers troubleshoot common problems, including situations where:
• The information your pharmacy...
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