Insurance can be confusing to the majority of consumers and car insurance is no exception. It is imperative that you understand exactly what the quote you are given for your car insurance entails.
An important aspect of the car insurance quote is what the insurers take into account about your driving record. Different companies will go back a different amount of years, some go only back as far as three years, while others go back more.
The type of car you drive also plays a part in the quote you are given. Cars that are classed with a bigger engine will attract a higher insurance premium than the smaller car, so take this into account when thinking of buying your car. While we all might look good driving around in the latest sports car, when in comes to insuring it, you could find it costs an arm and a leg.
The area in which you live can also make a big difference to how much your car insurance quote is. Usually the insurer will go on your postcode to determine the quote for your car insurance. Certain areas are deemed to have a high crime rate and if you are unfortunate to be classed in one of these post codes then your insurance will reflect this....
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