Make Sure Your Life Cover Is Not Just A rip-off

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Make Sure Your Life Cover Is Not Just A rip-off

Life cover is just the latest form of insurance to be classed a “rip-off” by consumers and insurance related websites. Some insurance firms will do anything to boost up the cost of life cover so that they can rake in huge profits. One of the most popular ways that firms will hike up the cost of the individuals cover is for some of the most minor illnesses.

Of course if you do have a serious health risk you can expect your life cover to be a little dearer, but insurance firms are jumping on the bandwagon for just about anything. For example, if there is a diabetes or multiple sclerosis in your family, then with some insurers you are straight away faced with higher premiums.

While the advancements in medicine have increased greatly during the last ten years only 40% of individuals can expect not to have the premiums boosted up when they apply for life cover, as opposed to around ten years ago when some 80% of applicants would be able to take out cover for just the basic rate without anything being added onto the cost. This means that instead of going into the future it seems in some cases we are...

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