Having a checking account is a great way to keep track of your money and pay bills. Most Americans have a checking account, but many of these same people do not know how to balance their account. This can lead to bounced checks and other problems.
Here are some simple steps that can help you with your checking account:
Know where you are at. The only way to know where you are at with your checking account is to keep good records. You need to be able to compare your statement with something else in order to reconcile your end of month balance. The best way to do this is to use the check register that comes with your checkbook.
Do not put it off. When your bank statement arrives in the mail, open it and reconcile it with your register. It is always better to examine your bank statement as soon as possible for a couple of reasons.
First of all, if there are any mistakes on the statement, reporting them to your bank as soon as possible will help ensure that they get corrected quickly.
Second, the faster you can match up the information on the statement with the information in your register the less likely you are to make mistakes.
Make sure...
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