With a number of credit card companies available, it is a tough decision as to which has the best deal. These companies call in houses, mailboxes are filled with credit card offers, even the inbox is swamped with e-mail messages with them! It is admitted that credit card means convenience.
Now, the common mistake people make is to pick at random, and this is not the wisest decision. Being well informed prior to making a credit application is very crucial.
Different card plans are available for different people. The factors that come with these plans are the age, income, number of currently owned credit cards and mode of payment.
The best way to check out the best offers is to compare the terms and conditions of these credit cards.
1. The Structure of Fees. Companies often do not charge fees for a few months after opening a credit account then starts charging after purchases are made. This and other additional fees usually are not clarified during the preliminary offer.
2. The Annual Percentage Rate (APR). The lower the APR is, the better. It is important to note if the interest rate is fixed or variable. Having a variable interest rate would...
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