Whether you are new to the world of credit cards, or a seasoned veteran, understanding the information in your credit card statement can be confusing. There is a lot of information packed onto a single page, and if youve never taken the time to review your statement in detail, it may be a good idea for you to do so. That way you are more likely to notice if there are any abnormalities with a statement that might indicate identity theft or merchant errors.
The statement should display your account number prominently. This is the number that uniquely identifies you to the credit card company. When purchases are made using your credit card, they are all attached to this account number and charged to you. If you need to call customer service for any reason, you will be asked to provide the account number.
If youve ever used one of your credit cards and had difficulty making an online purchase or a purchase over the phone because the merchant says your name doesnt match, its probably because you have used a middle initial on your card but not in the checkout process, or vice versa. On your statement you can view your name as it is saved in relation to your credit card...
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