Mortgage Questions

| Total Words: 535

Just the thought of buying a home can cause anxiety in some people. For many people, it is the fear of the unknown that brings this about. One of the unknowns is usually based on not knowing what types of questions the lenders may ask of you during the loan application process. Here are some of the more common questions that you can expect to see and have to answer as you move through the loan process.

Keep in mind that not all applications or paperwork will have all of these questions.

Employment and Income: You will certainly see questions about this. You can expect to see:

Where do you work?
How much money do you make per week, per year?
How long have you been at this job?
Are you paid by the hour, salary, commissions?
Do you have pay stubs available for review?

What are your Outstanding Debts: This is another of the “will see” questions. It is best to gather up all of this information beforehand to make filling out the application easier.

What recurring (or revolving) debt do you have?
How much do you pay a month in car loans?
How much do you pay a month in credit card loans?
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