New Credit File – The Dark Side Of Credit Repair

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New Credit File – The Dark Side Of Credit Repair

Bad credit rating drives some to the extremes. Starting a new credit file is one of these extreme measures. A new credit file will not contain any of the previous credit information on it, neither the bad nor the good and certainly not the ugly.

The main reason this is even possible is the information overload. Think about it. Every day in US thousands of children are born and thousand will leave their physical shell for greener pastures in the heavens. These birth and death rates create new additions and new permanent removal of information from credit bureau’s computer system.

Remember that credit bureau’s already track financial and credit history of millions of Americans.

What will happen when the information about people with the same names and birth dates sometimes even in the same city enter the system?

A flaw and a loophole are created.

Well, the credit bureau’s computer system is not infallible and with increased and conflicting legislation to protect citizens rights to privacy and restrictions placed on sharing of information between agencies, some have...

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