North Carolina Home Owner’s Insurance – Helping You Do Your Homework
Home owners insurance companies usually take into consideration the location of the home before they offer a potential policyholder a quote. North Carolina home owners insurance companies are no different.
Since North Carolina is a high-risk state during the hurricane season each year, having a home owners insurance policy is crucial in protecting your home, its contents, and your valuables. Some areas in North Carolina are at a lesser risk for experiencing hurricane-related damage than other areas; therefore, these areas usually do not pay as high a premium for home owners insurance as do other areas in the state. For example, the average home owners insurance premium for Charlotte residents is $450-$500. Charlotte is a good bit inland and not as prone to hard hits from hurricanes. On the other hand, Wilmington, which is right by the water, costs its residents an average of $700 in home owners insurance premiums. At the same time, Asheville, Greensboro, and Raleigh residents will pay lower home owners insurance premiums than Fayetteville residents.
If you live in a North...
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