With the influx of modern technology into our lives, more services are made easier. New gadgets, tools, and modes of transportation make essential human functions like communication and transportation a breeze. Of these developments, none has made as much impact as the Internet. Communication, access to government service, and even business transactions are made possible through its use. And with the rise of internet merchants and online payment processors, the most basic human function of consumerist ethos (a.k.a. shopping) is clicks away.
What are internet merchants and online payment processors? Internet merchants are simply business people who sell their products or services through the internet. Internet merchant sites function as virtual shops wherein online shoppers can browse through pages of products or catalogs. These sites usually feature the prices of each service or product, sales promos, virtual shopping carts, and most importantly, several payment schemes. These payment schemes are modes of online payment processors. Online payment processors are institutions who offer companies or businesses a system to accept and process debit and credit cards minus the...
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