Overseas Driver’s License & Auto Insurance

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Many countries do not recognize a U.S. driver’s license. However, most countries accept an international driver’s permit. Before departure, you can obtain one at a local office of an automobile association. The U.S. Department of State has authorized two organizations to issue international driving permits to those who hold valid U.S. driver’s licenses: AAA and the American Automobile Touring Alliance. To apply for an international driving permit, you must be at least age 18, and you will need to present two passport-size photographs and your valid U.S. license. Certain countries require road permits, instead of tolls, to use on their divided highways, and they will fine those found driving without a permit.

Car rental agencies overseas usually provide auto insurance, but in some countries, the required coverage is minimal. When renting a car overseas, consider purchasing insurance coverage that is at least equivalent to that which you carry at home.

In general, your U.S. auto insurance does not cover you abroad. However, your policy may apply when you drive to countries neighboring the United States. Check with your insurer to see if your policy...

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