Personal background check

| Total Words: 351

A personal background check enables employers to get an idea of an applicants professional and emotional fit with reference to company credo. The background check can begin with a reference check that covers both personal and professional references.

A review of credit reports offers useful insight and concrete information regarding an employee. The type and number of credit accounts and the bill-paying record is a fair indicator of an individuals suitability, particularly for accounts-related positions. The Fair Credit Reporting Act allows employers to utilize information available in an individuals credit record in order to assess their suitability for a job. Details provided in a credit report serve as a useful counter-check for information made available by the applicant.

Employers should take care that their personal background check resources are verifiable and that they do not violate privacy and equal opportunity legislations. Information obtained during a personal background check helps the company to build a clear picture of the applicant; the information can include criminal records, debt, age, past residences, marital status, and past jobs. The...

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