Don’t wait until your identity has been “stolen” to worry about it. Identity fraud is a severe crime with serious repercussions that can take months or even years for victims to repair, not to mention hundreds to thousands of dollars. If someone has stolen a credit card, or has obtained enough information about you to start applying for new loans and credit cards, your credit score is going to be adversely effected. You will likely have difficulty obtaining a job (employers are making credit checks a regular part of the interviewing process), youll be denied credit for things you apply for. You will have a hard time, if not find it impossible, to obtain college loans, vehicle financing, credit cards, and mortgages. In some cases, identity fraud victims may even be arrested for crimes they havent committed, because someone else is living under their name as well.
How does identity theft happen? Most people are fairly careful with their personal information, so how can someone steal the identity of another human being and get away with it?
There are many ways identity thieves are able to get personal information from people. In some cases,...
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