To own a home or rent a home? I am sure this question has been debated by many millions of potential homeowners.
It is a big decision and both sides of the coin have their advantages and disadvantages. I would like to share some of my opinions with you.
Advantages of Owning A Home
Having your own home is something many people strive for especially for those thinking of starting a family. You get a sense of freedom and security since the house is yours and you are free to do whatever you want with it. You are free to hack and decorate your house to your taste.
An advantage of owning a home is that it can be a great investment tool. Think of it as investing in real estate, only that you live in it as well. The government also has various kinds of tax rebates and deductions for home owners.
The biggest advantage of owning your own home versus renting it is that your monthly payments are not wasted. What I mean is that when you own a home, your monthly home loan payment goes towards paying your home. When you rent a home, the monthly payments only help to line the homeowners pockets.
Another interesting thing is when you own a home, your...
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