Recovering After Bankruptcy – Simple Tips To Ease The Pain.

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Recovering After Bankruptcy – Simple Tips To Ease The Pain.

The first major job after bankruptcy is to improve your credit score. The following tips will help:

1. In the UK you can check your credit rating at Experian, Equifax and CallCredit. In the US, get a copy of your FICO score: Check the report and bring any anomaly to the notice of officials. It can take up to six-months to get the mistake rectified.

2. Plan your income and expenditure: The next job is look at the causes of your bankruptcy. You can plan your income and expenditure and you need to look at you and your family’s budget in detail.

3. Pay bills on time: The delay in payment may cause a severe setback in your credit rating.

4. Pay off loans: Some loans such as education ones are not covered under bankruptcy so if you are still paying them, pay them regularly. If possible pay higher than the minimum amount due so that it will add some points to your credit score.

5. Put some money in a savings account: You need to open a savings and checking account with a bank and need to pay in a small amount of money every month. This will help in improving your credit...

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