Reviewing Your Credit Report
Check that your personal information is correct. This includes your name, social security number, date of birth, address and telephone number. If you are married, make sure your spouses information is correct too. If you are divorced, the report should indicate this.
Check that your employer and job title is listed. If youve only been on your job a short time, your previous employer should be listed as well. If youve only lived at your current address a short time, your previous address should be listed too.
Check that the accounts listed are yours, and that the payment history and account balances are correct. Credit card accounts will show your credit limit, the amount you owe now, and if you have paid on time.
The names of companies that have requested your report in the last six months will also be listed. Your credit report also lists lawsuits, liens and bankruptcies.
How Do I Correct Errors?
Send a certified letter to the credit reporting agency and a copy to the business that reported the wrong information. Include in your letter:
The name of the business that reported the incorrect...
To view and download this full PLR article, you must be logged in. Registration is completely free. Once you create your account, you will be able to browse, search & downlod from our PLR articles database of over "1,57,897+" on 1,000's of niches and 200+ categories without paying a penny. Click here to signup...
