You should be under no illusions; roofing can be a dangerous job. Working at such heights and often in some fairly extreme conditions means that workers are put at risk on a fairly regular basis. If a company is held liable for any injuries or accidents to workers then without workers compensation insurance they may be forced to pay out a large amount of money from their own pockets. For small roofing firms this can lead to financial ruin. Roofing insurance may cost money but it is a lot cheaper than not having it in the event that you need it.
Types of roofing insurance
There are basically two types of article that you should consider using to cover yourself from any accidents or injuries. Workers compensation insurance protects against any injuries to workers whereas public liability insurance covers against similar accidents involving members of the public or property that belongs to someone else.
Workers compensation insurance
Workers compensation insurance is one of the two types of roofing insurance that you should seriously consider taking out because without it you are in very great danger of being forced to pay large settlements from out of...