Around one third of all credit cardholders do not pay off their credit card balances in full each month, which means they are paying interest on the money for their purchases. However, in todays competitive market many credit card companies are offering 0% credit card balance transfers for new customers. This can really help those people that are becoming farther and farther in debt by not paying off their balance.
With a 0% credit card balance transfer offer you can transfer the balance that you have on one card that is charging you 17% to a card that offers 0%. The new card pays off the debt that you have on the old card and then the balance is on your new card at the lower, better rate. Then you will have the time until this introductory feature ends to pay off the debt without incurring any interest fees.
A credit card balance transfer can be great if you can find one that will have the 0% long enough for you to be able to pay off your entire balance. Many of these credit card companies that are now offering the 0% balance transfer give you 3 months, 6 months, 9 months, 12 months, or 15 months to pay off your debt before you begin paying any interest on...
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