Higher learning doesnt come cheap, and many families struggle to pay for the annual tuition costs necessary for their childrens education. In other cases, college students work while attending school or even take out student loans to help cover the costs. One way to avoid the stress is to start saving early, and this can be done in a number of ways.
U.S. Savings Bonds are a popular way for many individuals and families to save money. With both the Series I Bonds, which are sold at face value, and the Series EE Bonds, which are sold at half their face value, you can earn interest for up to 30 years. According to the most recent brochure, investing $100.00 per month into U.S. Savings Bonds could possibly equal $24,609.00 in 15 years. This is, however, only an example and the actual figure will be based upon current rates and the investors ability to save. Best of all, the interest earned on savings bonds is exempt from all state and local income taxes. Federal income taxes are deferred until the bonds reach final maturity, or until they are redeemed, whichever comes first. In some cases, the interest earned may be excluded from federal income taxes if the funds are...
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