Times of problems and desperations come once or twice in a persons life. Although it is known when it would come, it is inevitable and we have to be prepared for it. This is why people are always in search of security in their lives. Security in love, with marriages and pre-nuptial agreements. Security in their homes, with locks and alarms. Security in jobs, with those that are stable and guaranteed income.
Security in finance, with life and accidental insurances, pensions and annuities. Security of more money, with selling properties and investments such as annuity.
People always want to secure their future and rightly so because we dont know until when are we able to support for ourselves. You may be young and strong right now but you never know for sure that you are not going to meet an accident that would turn your life upside down. So as humans, we try to be prepared. We seek to have a guaranteed income stream until we are old. As humans, it is inherent that we ambition to have more than a stable income and also have a guaranteed rate of return from our investments.
We even desire for a better and much more rate of return, thats why we take risk in...