While many may say that money cannot buy happiness, money still plays a significant role in our lives. Without money, we basically cannot have roof over our heads, food on the table, clothes on our back and a whole lot of other necessities that we need money to pay for. It is of utmost importance that when you start handling your money, especially when you start to work you know your financial priorities as well as the stages to go through in order that you will be financially independent way into your golden years.
When you are around 20 to 25 years old, this is usually the stage when you just enter the workforce or have been working already but not that long. Take full advantage of your young age and save money. Saving between 10% to maybe 20% (if you like) of your monthly income would be ideal. It is also during this stage that you should start to build up your credit standing by applying for a credit card and regularly paying for it. These years though are not all about being stingy to save. This would also be time when you would be having lesser financial obligations giving you the chance to do things that you want like maybe traveling, etc. Take the chance while...
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