Sick of Paying Your Employer to Cover Your Health Insurance?
Health insurance costs have been skyrocketing for years. Many employers can’t afford it and have no choice but to pass the increased costs along to you. If the money taken out of your paycheck seems to go up and up, that’s why. But what can you do about it?
Take Control of Your Health Insurance Dollars
Every company has an open enrollment period when employees are allowed to review health insurance options and make changes or drop coverage. Do your homework first! Look at your deductions and talk to your HR person to find out what percentage of your monthly premium the company covers.
With these numbers in mind, look at private health insurance. A good place for advice and free health insurance quotes is www.ehealthinsurance.com. Believe it or not, you may find that it makes more sense to opt out of your employer’s plan and use the money they would have taken out of your paycheck to pay for your own insurance.
Suffering From Coverage Overkill?
The truth is, many employers offer expensive insurance. If you or a dependent has a medical condition, it probably...