Sometimes when we’re in a bind and need some extra cash, we forget the options we have available. Before you panic about your lack of money, keep in mind some of the ways you can solve your problem.
Here are six solutions, with the advantages and disadvantages of each one.
1) Borrow from a friend or family member
You may have loved ones who will help you out in a time of need, no matter what your situation is. In that case, this is probably the first solution to consider.
The advantage is that you don’t have to fill out applications, have your credit checked, or deal with a company that may charge you high fees. In fact, your friends or family may not charge you any interest for making you a loan (but it’s polite to offer them something, even if it’s just to do them a small favor).
One big disadvantage to borrowing money from someone you know is that they want to know why you need it, and you may have to explain your situation. That’s not always easy to do.
Another disadvantage is that word may get around, if they can’t keep your problems to themselves. Even friends and family like to gossip about...
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