The holiday season can be a hard one, especially if youre a college student. First of all, you probably dont have the greatest job in the world, so youre not going to be able to spend a lot of gifts. Second of all, if you dont have enough money, you may resort to your credit card and this is where the big no-nos start.
Its important to realize that when you dont have any money, you shouldnt resort to your credit card at all. This means that even though its Christmas, youre going to have to be a lot more creative with your gifts. You shouldnt go out and buy your brother that sixty dollar game when you only have twenty in your bank account. If you do have a little cash to spare during the holiday season, then we can help you spend that money wisely so you dont end up near that debt ledge.
Think of a budget
Before you even start spending your money, write down every persons name that you want to buy for. Next to their name, note a little price that youre willing to spend on them. This way when you go out to buy the gifts, youll know exactly what you can spend on each. Make sure that you stick to this budget. If you tend to go over, you may spend more than you...
To view and download this full PLR article, you must be logged in. Registration is completely free. Once you create your account, you will be able to browse, search & downlod from our PLR articles database of over "1,57,897+" on 1,000's of niches and 200+ categories without paying a penny. Click here to signup...
