Texas Auto Insurance FAQ

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Whether you are new to Texas, or have lived here your entire live, the chances are good you are going to need to ask some questions about auto insurance in Texas. Is it requiredand if so, how much is required? When will you need to show proof of insurance? What happens if I get into an accident that is not my fault, but the other driver has no insurance?

Clearly these are all important issues about auto insurance in Texas. Here at Texas Auto & Home Insurance, we are here to help get you the answers to these and other Frequently Asked Questions.

Is Texas Auto Insurance absolutely required by law?

Yes, auto insurance in Texas is most definitely required for all drivers. Texas law requires all drivers to at least carry liability insurance. Often called 20/40/15 coverage, this minimum policy covers up to $20,000 per injured person, $40,000 for everyone hurt in the accident, and $15,000 for property damage. Note that this type of auto insurance in Texas does not cover you, it only covers the victims of the accidents you cause.

If the medical and/or property damage associated with an accident that you caused exceeds these amounts, you will be...

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