From a cursory survey of websites and brochures, youll see a myriad of different types of mortgage. The mortgages explored so far are a basic overview youll find any amount of types some combining several features and with added incentives to tempt you.
Basically, if you can imagine a mortgage, it probably exists. So, after doing your homework and boning up on mortgage terminology, how do you finally choose? Which deal is the best on the market today?
The truth is that there is no one-size-fits-all super mortgage that will be a perfect fit for everyones financial situation. What you need to do when choosing a mortgage is work out exactly what would suit you and this will depend on your individual circumstances. Once you have an idea of what youre looking for, you can let the lenders and brokers find the mortgage to fit.
Below are some examples of possible life situations, with ideas for mortgages that may be suitable:
The student
Young, single, and likely to be forever short of cash! Its unlikely youll be able to find a large lump sum for a mortgage, and your income probably comes from part time jobs hardly an enticing prospect for a...
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