The Development of the Cosmeticians’ and Cosmetologists’ Professions, and Their Application to Professional Liability Insurance
Insurance companies do not tend to differentiate between cosmeticians and cosmetologists when it comes to providing professional liability insurance. The difference is actually important, and should be reflected in the insurance policies provided to cover professional liability insurance.
The concept of professional liability insurance is that it is provided to professionals only. The basics of professional liability insurance is to cover malpractice or the unfortunate results of the excellent practice of well trained and certified professionals, who acquired their certification according to high standards and well-known institutions. This should have led the insurance industry to prefer the higher trained professionals, and in the beauty field these are the cosmetologists.
What differentiates between cosmeticians and cosmetologists is that a cosmetician is someone who sells or applies cosmetics or works in a beauty parlor, while cosmetologists are experts in the use of cosmetics, or beauty specialists.
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